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Rates

Rates effective as of 01/1/2017

Loans

Term

Rate

APR*

New Autos** model year 2017 (100% NADA value) up to 6 yrs 1.95% - 7.95% 1.95%-7.95% APR
Used Autos** model year 2014-2016 (100% NADA value) up to 6 yrs 1.95% - 8.95% 1.95%-8.95% APR
Used Autos** model year 2011-2013 (100% NADA value) up to 5 yrs 1.95% -8.95% 1.95%-8.95% APR
Used Autos** model year 2007-2010 (80% NADA value) up to 4yrs 6.95%-11.95% 6.95%-11.95%APR
       
Unsecured Signature Loans up to 4 years 12-18% 12-18% APR

*APR = Annual Percentage Rate

**These rates will apply to Motorcycle and Boat loans. 

Savings**

Minimum Balance

Dividend/ Interest Rate

APY*

 Regular Share Account  25.00***  0.25%  0.25%
 Christmas Club Account  None  0.15%  0.15%
 Vacation Club Account  None  0.15%  0.15%

 

*APY = Annual Percentage Yield

** Member will forfeit dividends if the account is closed before dividends are credited.

*** Dividends not paid on accounts under $100.

Certificates **

Minimum Deposit

Dividend/ Interest Rate

Term

APY*

 6 months Certificate of Deposit  $1,000  0.90%  6 months  0.90%
 1 year Certificate of Deposit  $1,000  1.00%  1 year  1.00%
         
 Effective 10/14/15        

*APY = Annual Percentage Yield

**  A penalty will be imposed for early withdrawal, member will forfeit dividends if the account is closed before dividends are credited.

 

 
Credit Cards Minimum Maximum

Rates

Platinum VISA 

$500 $5,000 9.9% - 15.9% APR

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