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Rates

Rates effective as of 04/09/08

Loans

Term

Rate

APR*

New Autos model year 2005-2008 (100% NADA value) 5 yrs 5.95% - 6.95% 5.95-6.95 APR
  6 yrs 6.50% - 7.50% 6.50-7.50 APR
Used Autos model year 2001-2004 (90% NADA value) 4 yrs 7.75% - 8.75% 7.75-8.75 APR
Used Autos model year 1998-2000 (80% NADA value) 3 yrs 8.75% - 9.75% 8.75-9.75 APR
       
Unsecured Signature Loans up to 4 years 12-15% 12-15% APR

*APR = Annual Percentage Rate

Savings

Minimum Balance

Dividend/ Interest Rate

APY*

 Regular Share Account  25.00  1.00%  1.00%
 Christmas Club Account  None  0.75%  0.75%
 Vacation Club Account  None  0.75%  0.75%

*APY = Annual Percentage Yield

Certificates **

Minimum Deposit

Dividend/ Interest Rate

Term

APY*

 6 months Certificate of Deposit  $1,000  3.75%  6 months  3.80%
 1 year Certificate of Deposit  $1,000  3.90%  1 year  3.96%
         
 Effective 08/19/08        

*APY = Annual Percentage Yield

**  A penalty will be imposed for early withdrawal

 

 
Credit Cards Minimum Maximum

Rates

Platinum VISA 

$500 $5,000 9.9% - 15.9% APR

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