Rates effective as of 04/09/08
| Loans |
Term
|
Rate
|
APR*
|
| New Autos model year 2005-2008 (100% NADA value) |
5 yrs |
5.95% - 6.95% |
5.95-6.95 APR |
| |
6 yrs |
6.50% - 7.50% |
6.50-7.50 APR |
| Used Autos model year 2001-2004 (90% NADA value) |
4 yrs |
7.75% - 8.75% |
7.75-8.75 APR |
| Used Autos model year 1998-2000 (80% NADA value) |
3 yrs |
8.75% - 9.75% |
8.75-9.75 APR |
| |
|
|
|
| Unsecured Signature Loans |
up to 4 years |
12-15% |
12-15% APR |
*APR = Annual Percentage Rate
| Savings |
Minimum Balance
|
Dividend/ Interest Rate
|
APY*
|
| Regular Share Account |
25.00 |
1.00% |
1.00% |
| Christmas Club Account |
None |
0.75% |
0.75% |
| Vacation Club Account |
None |
0.75% |
0.75% |
*APY = Annual Percentage Yield
| Certificates ** |
Minimum Deposit
|
Dividend/ Interest Rate
|
Term
|
APY*
|
| 6 months Certificate of Deposit |
$1,000 |
3.75% |
6 months |
3.80% |
| 1 year Certificate of Deposit |
$1,000 |
3.90% |
1 year |
3.96% |
| |
|
|
|
|
| Effective 08/19/08 |
|
|
|
|
*APY = Annual Percentage Yield
** A penalty will be imposed for early withdrawal
| Credit Cards |
Minimum |
Maximum |
Rates
|
|
Platinum VISA
|
$500 |
$5,000 |
9.9% - 15.9% APR |
|
