CERTIFICATES OF DEPOSIT

We offer CD's for every size saver.  Minimum balances start at just $1,000 and we have terms of 6 months or 1 year.  We are very competitive on our rates.  Click on the rates link for our current rates.    

SHARE DRAFT (CHECKING) ACCOUNTS           

We have no minimum balance requirements and no monthly service charges.  We offer VISA debit cards to go along with your account.  You may access your account 24-7 at our free ATM, and make purchases with your card.

CHRISTMAS CLUB ACCOUTNS     

Why not set aside money every payday into a Mosaic Christmas Club account?  We make saving for Christmas much easier.  Checks are mailed to your home in mid October.

VACATION CLUB ACCOUNTS

They work the same as a Christmas Club account, only they are paid out in mid May.  Have a payroll deduction come into this account and you'll be all set to take that vacation you've always dreamed about.