Loans
Unsecured Signature Loans
We offer unsecured loans for up to $5,000 for a maximum of 3 years. Rates start at 15% APR* depending on your credit.
Shared Secured Loans
You may obtain a share secured loan by pledging your savings as collateral on the loan. Rates are much lower than unsecured rates.
Platinum Visa® Credit Cards
We offer credit lines from $500 to $5000 based on your credit. Rates start at 9.9% APR* and go to 15.9% APR*. There is no annual fee, and a 25 day grace period for purchases.
| Loans | Term | Rate | APR* |
|---|---|---|---|
| Auto Loan Special (Feb 14 - Jun 30) - New rate for 2025-2026 |
up to 6 yrs up to 7 yrs |
4.50% - 10.50% 5.50% - 12.50% |
4.50% - 10.50% 5.50% - 12.50% |
| Auto Loan Special (Feb 14 - Jun 30) - Used Autos** model year 2020-2024 (100% NADA value) | up to 6 yrs | 5.50% - 13.50% | 5.50% - 13.50% |
| Auto Loan Special (Feb 14 - Jun 30) - Used Autos** model year 2013-2019 (80% to 100% NADA value based on credit) | up to 4yrs | 6.20% - 14.20% | 6.20% - 14.20% |
| Unsecured Signature Loans | up to 3 years | 15%-18% | 15%-18% |
| Credit Builder Loan | 6 Months Maximum | 18.00% | 18.00% |
| Mobile Home Loan | up to 7 yrs | 12% - 14% | 12% - 14% |
| Credit Cards | Minimum | Maximum | Rates |
|---|---|---|---|
| Platinum VISA | $500 | $5,000 | 9.9% - 15.9% APR* |